Purchasers authorize Crematory to care for the decedent's body as described in the Cremation Schedule. Purchasers acknowledge that Crematory gave to them for retention Crematory's General Price list and that Crematory showed them Crematory's Um Price List. Purchasers agree to pay the BALANCE OWED within 45 days after the date of this Agreement (the "Due Date"). Subsequent to the Due Date, Purchasers agree to pay a LATE CHARGE at the rate of .67% per month (8% ANNUAL PERCENTAGE RATE) for any part of the UNPAID OWED that has not paid. If Purchasers don't pay Crematory as agreed, they agree to pay Crematory's costs of hiring a lawyer to collect the amount due, to the extent allowed by law. Purchaser's obligation to pay the BALANCE OWED, and any LATE CHARGES, is independent of, and in addition to, any liability of the decedent's probate estate, the Social Security Administration, or another person to pay some or all of such amounts. Crematory's filing or not filing a claim against the decedent's probate estate for some or all of the BALANCE OWED will not reduce or discharge Purchasers, obligation to pay the BALANCE OWED. This Agreement is governed by Missouri law. Do not sign this Agreement before you have read it or if the Agreement has any blank spaces. You are entitled to a copy of this signed contract, and should keep it to protect your legal rights. A Joint Purchaser who signs this contract shall be jointly and severally liable for all obligations of the Purchaser to pay the Purchase Price.